ADDITIONAL VOLUNTARY CONTRIBUTION
Aside the mandatory contribution, the Pension Reform Act allows for additional voluntary contribution (AVC) from your salary to your RSA. This is highly encouraged especially where the regular contribution might not be sufficient to meet your personal retirement plan or you have a goal for saving-up for a long term project.
The law however allows withdrawals from AVC at anytime and has tax benefits if allowed for a period of five years and above. An employee can easily start AVC by notifying his/her employer to include the agreed, additional amount to his/her monthly pension contribution